Objective: Genie-Watt Credit Union is committed to making financial products and services available that will enable you, as a member, to meet your financial needs and goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority of the credit union.

Policy: To ensure that you can rely on the quality of products and services made available by Genie-Watt, the credit union stands behind the following privacy policy.

·      Genie-Watt will collect only the personal information that is necessary to conduct business.

·      Genie-Watt will protect your personal information. Our credit union will maintain strong security controls to ensure all information is secure and protected against unauthorized access. Employees are required to respect and maintain confidentiality of all personal information provided to the credit union.

·      You will always have access to your information. As a member, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.

·      Genie-Watt will only share information when necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.

·      Genie-Watt will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance financial services to our members. The credit union will not sell or provide member information to marketing firms.

Genie-Watt will offer you a choice in how your personal information is used. Any member may elect to keep information from being shared with our business partners. We will inform you on how to exercise your choice and we will take all reasonable steps to make sure your requests are followed. On an annual basis, we will remind all members of your right to choose.

Other Member Benefits

Direct Deposit: Recurring checks such as MDU payroll, Social Security, retirement or pension checks can be deposited automatically in your account at the credit union.

Payroll Deduction: Saving can be done effortlessly with a regular deduction from your paycheck. You can use payroll deduction to add to your share savings account, make loan payments, or both.

Instant Cash & Check Card: Use this card to do everything from obtaining cash at ATMs to purchasing meals, clothing, and other merchandise. It's cash, not credit. Funds are drawn from your checking account.

Notary Public Service: You'll receive this service FREE of charge.

Travelers Checks: When going on a trip, remember your credit union. Here you receive traveler checks with NO service charge.

Money Orders and Cashiers Checks: These can be obtained from the credit union with NO service charge.

Wire Transfers: Wire funds to any destination in the United States or worldwide for a nominal fee.

Value Guides: Current market prices are available on new and used vehicles including motorcycles, boats, and recreational vehicles. These value guides are available for your inspection at the credit union office.